.
W

omen’s business associations (WBA) and women entrepreneurs are disproportionally being affected by the COVID-19 pandemic over the past two years. But it is important to determine how they are being affected and how they are responding.

Earlier in 2021, CWEE conducted a global survey to obtain data around these questions. This survey complemented other efforts by CIPE to collect data on the effects of the pandemic at the firm level and in certain countries through partner organizations. What makes these results different is the target audience of women’s business associations specifically. Respondents identified the need to learn new skills applicable to changing local conditions, opportunities for networking and advocacy, and financial support from governments to ease financial challenges provoked by lockdowns and closures.

“This [pandemic] is not a one-off event,” Ma Aurora Geotina-Garcia, Chair of the Philippine Women’s Economic Network and Co-Chair of the Philippine Business Coalition for Women Empowerment (PBCWE), told us." In 2020, our concern was ‘how will my business survive? Is this going to be just a short-term event?’ This is no longer an event but rather this is the now and this is the future. Therefore, the challenge to businesses is: ‘How can I, assuming I survive the pandemic, sustain my business on a long-term basis, given that the environment has changed?’”

Here is how the pandemic is affecting the Philippines, where micro and small enterprises (MSMEs) make up 99% of the registered businesses in the country, the majority of which are women-led, the effects of COVID-19 have been significant. 

Business closure greatly affected women-owned businesses, particularly in the women-dominated service industries, including tourism, hospitality, fashion and retail sectors. Many of these sectors were considered “non-essential” and forced to close during lockdowns. Massive financial challenges led many women to shift their business into new, unrelated industries, and additional burdens of both working from home and working for the home resulted in technology access issues and increased incidents of gender-based violence as lockdowns extended and forced couples to remain at home. 

Mylene Abiva, President of the Women’s Business Council Philippines (WomenBizPH) notes the pandemic’s compounding challenges for women. “During the Asian financial crisis, we didn't really feel [the effects of the crisis] since it was not…gender based, unlike during this COVID crisis where we feel that a lot of the burden is now on the women because not only do we need to lead our businesses, [but] we also need to take care of our families and manage finances.” 

In addition to concerns about access to finance and access to markets, women entrepreneurs faced additional mobility and transportation barriers as a travel pass program only allowed one pass per family. These were often given to the head of a household, usually a male. This restriction left businesswomen with the option to face penalties if caught without a pass or reliance on a passholder to conduct business for them. 

WBAs such as WomenBizPH and PBCWE worked with women-owned businesses to transition quickly to digital platforms using e-commerce and providing digital skills training; however, connectivity and technology access issues still inhibited many women from the full benefits of online business, especially women-led micro enterprises. This also left them unable to access government programs aimed at providing entrepreneurs with capacity building, skills development and mentorship. “Digitalization was accelerated,” Garcia says. “Because if you don’t, then you would die, how can you survive? [This is] an issue for smaller businesses that don’t have the proper internet access or can’t even buy software to run their businesses. I think the magnitude of the impact differs as to company size and their response is also a function of what resources they have.”

Businesswomen members also found creative ways to support COVID-19 responses, such as collecting donations and producing and distributing personal protection equipment (PPE). 

Maya Tamayo, Co-founder of the University of Philippines Center for Women’s and Gender Studies Angat Bayi (Amplify Women) program sums up this resiliency of women entrepreneurs in response to the pandemic: “there were businesses that closed down but at the same time, there were opportunities for women entrepreneurs to also find new ways to do business…women lost their jobs, but they find a way because it's always like that…it's always the women who try to find ways to augment family income when it’s lacking or when there is none.” 

WBAs often provided liaison services, linking members to financial aid programs and online training, and some even developed creative and timely support services for members. Recognizing that paying membership dues is an expense and wanting to ensure members still felt the value of their membership, Abiva came up with the innovative idea of having a virtual gastronomic dining experience for members, leveraging the value add of one of WomenBizPH’s members, the Dusit Thani Hotel in Manila, which was able to cater meal packs. This creative membership engagement strategy allowed WomenBizPH members to continue networking, while enjoying a meal together. Additionally, associations such as the Zonta Club of Philippines conducted webinars raising awareness of violence against women and promoted the use of a free mobile app that links to emergency help and assistance to address the increasing incidents of gender-based violence as families struggled with multiple lockdowns and job losses.

In addition, WBAs advocated for financial support through subsidies and lending windows from the government. PBCWE and WomenBizPH participated in dialogue and multi-stakeholder consultation processes in the form of roundtable discussions to address issues, such as COVID-19 recovery, gender-based violence and sexual harassment (GBVH) and online harassment. The government worked with them and stakeholders such as UNWomen to develop online vocational training, create information stickers about harassment and to design a program on the importance of using a gender lens in business. WomenBizPH also collaborated with the Department of Trade and Industry to launch women’s help desks in the Go Nogosyo “Business” centers around the country, to support women in ease of doing business so they can access technology, workshops, and assistance in registration.

As we look to the future, businesswomen need support in digital transformations and access to technology and financing to keep their business viable. WBAs should participate in government roundtables to determine how subsidies and economic recovery measures are created and distributed, and the private sector has a role to play in addressing and mitigating against gender-based violence and sexual harassment, including online harassment. Finally, WBAs highlighted the importance of continued support for advocacy efforts and networking opportunities to connect women leaders and ensure their active participation in recovery efforts.

About
Srujana Penumetcha
:
Srujana Penumetcha Huerter holds a Master of Public Policy from Georgetown University, with a concentration in International Policy and Development, and a B.S. in International Relations and Politics from Carnegie Mellon University.
About
Connie Gonzalez
:
Connie Gonzalez is CIPE's Senior Program Officer at the Center for Women’s Economic Empowerment, based in El Salvador.
The views presented in this article are the author’s own and do not necessarily represent the views of any other organization.

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Women’s Business Associations’ Agility Key to Pandemic Response Worldwide

Photo by Christina Wocintechchat via Unsplash.

January 20, 2022

Women entrepreneurs have been disproportionally impacted by the COVID-19 pandemic. Women's business associations are working to understand those impacts and help women not only recover, but also build resilience for future challenges, writes CIPE's Connie Gonzalez and Srujana Penumetcha.

W

omen’s business associations (WBA) and women entrepreneurs are disproportionally being affected by the COVID-19 pandemic over the past two years. But it is important to determine how they are being affected and how they are responding.

Earlier in 2021, CWEE conducted a global survey to obtain data around these questions. This survey complemented other efforts by CIPE to collect data on the effects of the pandemic at the firm level and in certain countries through partner organizations. What makes these results different is the target audience of women’s business associations specifically. Respondents identified the need to learn new skills applicable to changing local conditions, opportunities for networking and advocacy, and financial support from governments to ease financial challenges provoked by lockdowns and closures.

“This [pandemic] is not a one-off event,” Ma Aurora Geotina-Garcia, Chair of the Philippine Women’s Economic Network and Co-Chair of the Philippine Business Coalition for Women Empowerment (PBCWE), told us." In 2020, our concern was ‘how will my business survive? Is this going to be just a short-term event?’ This is no longer an event but rather this is the now and this is the future. Therefore, the challenge to businesses is: ‘How can I, assuming I survive the pandemic, sustain my business on a long-term basis, given that the environment has changed?’”

Here is how the pandemic is affecting the Philippines, where micro and small enterprises (MSMEs) make up 99% of the registered businesses in the country, the majority of which are women-led, the effects of COVID-19 have been significant. 

Business closure greatly affected women-owned businesses, particularly in the women-dominated service industries, including tourism, hospitality, fashion and retail sectors. Many of these sectors were considered “non-essential” and forced to close during lockdowns. Massive financial challenges led many women to shift their business into new, unrelated industries, and additional burdens of both working from home and working for the home resulted in technology access issues and increased incidents of gender-based violence as lockdowns extended and forced couples to remain at home. 

Mylene Abiva, President of the Women’s Business Council Philippines (WomenBizPH) notes the pandemic’s compounding challenges for women. “During the Asian financial crisis, we didn't really feel [the effects of the crisis] since it was not…gender based, unlike during this COVID crisis where we feel that a lot of the burden is now on the women because not only do we need to lead our businesses, [but] we also need to take care of our families and manage finances.” 

In addition to concerns about access to finance and access to markets, women entrepreneurs faced additional mobility and transportation barriers as a travel pass program only allowed one pass per family. These were often given to the head of a household, usually a male. This restriction left businesswomen with the option to face penalties if caught without a pass or reliance on a passholder to conduct business for them. 

WBAs such as WomenBizPH and PBCWE worked with women-owned businesses to transition quickly to digital platforms using e-commerce and providing digital skills training; however, connectivity and technology access issues still inhibited many women from the full benefits of online business, especially women-led micro enterprises. This also left them unable to access government programs aimed at providing entrepreneurs with capacity building, skills development and mentorship. “Digitalization was accelerated,” Garcia says. “Because if you don’t, then you would die, how can you survive? [This is] an issue for smaller businesses that don’t have the proper internet access or can’t even buy software to run their businesses. I think the magnitude of the impact differs as to company size and their response is also a function of what resources they have.”

Businesswomen members also found creative ways to support COVID-19 responses, such as collecting donations and producing and distributing personal protection equipment (PPE). 

Maya Tamayo, Co-founder of the University of Philippines Center for Women’s and Gender Studies Angat Bayi (Amplify Women) program sums up this resiliency of women entrepreneurs in response to the pandemic: “there were businesses that closed down but at the same time, there were opportunities for women entrepreneurs to also find new ways to do business…women lost their jobs, but they find a way because it's always like that…it's always the women who try to find ways to augment family income when it’s lacking or when there is none.” 

WBAs often provided liaison services, linking members to financial aid programs and online training, and some even developed creative and timely support services for members. Recognizing that paying membership dues is an expense and wanting to ensure members still felt the value of their membership, Abiva came up with the innovative idea of having a virtual gastronomic dining experience for members, leveraging the value add of one of WomenBizPH’s members, the Dusit Thani Hotel in Manila, which was able to cater meal packs. This creative membership engagement strategy allowed WomenBizPH members to continue networking, while enjoying a meal together. Additionally, associations such as the Zonta Club of Philippines conducted webinars raising awareness of violence against women and promoted the use of a free mobile app that links to emergency help and assistance to address the increasing incidents of gender-based violence as families struggled with multiple lockdowns and job losses.

In addition, WBAs advocated for financial support through subsidies and lending windows from the government. PBCWE and WomenBizPH participated in dialogue and multi-stakeholder consultation processes in the form of roundtable discussions to address issues, such as COVID-19 recovery, gender-based violence and sexual harassment (GBVH) and online harassment. The government worked with them and stakeholders such as UNWomen to develop online vocational training, create information stickers about harassment and to design a program on the importance of using a gender lens in business. WomenBizPH also collaborated with the Department of Trade and Industry to launch women’s help desks in the Go Nogosyo “Business” centers around the country, to support women in ease of doing business so they can access technology, workshops, and assistance in registration.

As we look to the future, businesswomen need support in digital transformations and access to technology and financing to keep their business viable. WBAs should participate in government roundtables to determine how subsidies and economic recovery measures are created and distributed, and the private sector has a role to play in addressing and mitigating against gender-based violence and sexual harassment, including online harassment. Finally, WBAs highlighted the importance of continued support for advocacy efforts and networking opportunities to connect women leaders and ensure their active participation in recovery efforts.

About
Srujana Penumetcha
:
Srujana Penumetcha Huerter holds a Master of Public Policy from Georgetown University, with a concentration in International Policy and Development, and a B.S. in International Relations and Politics from Carnegie Mellon University.
About
Connie Gonzalez
:
Connie Gonzalez is CIPE's Senior Program Officer at the Center for Women’s Economic Empowerment, based in El Salvador.
The views presented in this article are the author’s own and do not necessarily represent the views of any other organization.